m.licnambi.com

Plan No. 902

A MUST HAVE policy for every individual
A unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children below 18)
This Unit Linked Health Insurance Plan provides 2 key benefits to the insured family –
- Hospital Cash Benefit (HCB)
- Major Surgical Benefit (MSB)
A person aged between 18 and 55 (the Principal Insured (PI)) can take the policy covering himself / herself and his spouse as well as minor children
It is a unit linked plan where the premium paid by the PI is utilized to purchase units. The fund thus developed (subject to charges & deductions) provides health cover to the family
Life Cover (PI): All balance premiums waived if PI dies. The benefits for other members continue. If only PI has participated in the policy then the nominee gets the policy fund value.
On Surgery: Major surgical Benefit (MSB) is given to support the cost of medical procedure
On Hospitalization: Hospital Cash Benefit (HCB) is provided on a per day basis if the continous stay in hospital exceeds 48 hours
On domiciliary health expenses: Domiciliary Treatment Benefit (DTB) is provided from the accumulated fund
The above benefits are subject to conditions providd in the policy document. Please refer to the brochure for detailed terms and conditions

Yearly Premium
Age	Relation	HCB Amount
30	PI	2500
25	Spouse	1500
2	Child	1500
The premium for above criterion is Rs. 24000/-